Privacy Policy

We (also known as “We”, “Us” or “Our”) are dedicated to protecting your personal data and privacy.

This Privacy Policy outlines how we collect and store the information you provide via the Handel Paynex website (the “website”).

We will uphold these principles:

• To ensure transparency in how we collect and process your personal information:

We enable you to make informed decisions about the use and processing of your personal data. That’s why we created this website. We use various methods and procedures to provide clear, relevant information on handling your personal data.

If we determine that you require specific details, we will provide them at the appropriate date and time.

We are happy to answer any questions you may have and clarify any legally imposed limitations. You can reach us via email at info@handel-paynex.com

• Personal data will be used solely for the purposes specified in this policy.

Personal Data may be processed by Us for various purposes, such as providing the website and connecting you with third-party trading platforms (the 'Services'), enhancing the site, protecting our rights and interests, facilitating maintenance and delivery of the Services, complying with regulatory or legal obligations, and carrying out administrative and business activities to support the Services.

We also process your personal data to better understand your preferences and needs.

• To leverage essential tools designed to help you effectively protect your personal data rights:

To facilitate the exercise of your rights, we have extensive resources available. Contact us at any time to request the personal data we hold about you. We can amend or delete it, restrict its processing for specific or general purposes, and transfer the information either to you or to an external party. We will accommodate your requests.

• Safeguard your personal data:

While we cannot guarantee absolute security of your personal data, we are committed to continuously employing a variety of methods and techniques to protect it.

Our privacy and security policy is comprehensive.

1. The Scope?

This policy explains the categories of personal data the company collects from natural persons and how it processes, shares with third parties, secures, and otherwise manages that data.

This Policy explains how we process information that relates to an identified or identifiable natural person within our systems. A natural person is considered identifiable if they can be directly identified, or if additional information we hold or can access enables us to single them out.

The Policy defines “processing” as any operation that involves collecting or using personal data. It includes the management, structuring, and storage of personal data.

Our services are intended for general audiences and are not designed for users under the age of 18. We do not knowingly collect or use personal information from anyone under 18, nor do we permit their use of our services. Should we become aware of any data collected from minors, we will delete it immediately.

2. What personal data do we hold about you?

If you access our services, use our channels or visit our website, we collect personal data. In some cases, we explicitly request this information. In other instances, we automatically gather it by analysing your interactions with our services and channels, or by receiving details from our third-party partners.

No personal information is required by the company, and there are no adverse consequences for not providing it.

You are not obliged to provide any personal data. However, in certain circumstances, refusing to supply personal data could prevent us from offering services or restrict users from accessing the website.

4. What types of personal data do we collect? When you visit our website, we will collect the following personal information:

It includes details of your online activity log and traffic data (including your IP address, date and time of access), the language you use, software crash reports, browser type, and information about your device. This data is non-personal and cannot be used to identify you.

Personal Data We Receive From You: Any personal data you voluntarily provide when connecting through us to a third-party online trading platform.

Personal information you share with third-party platforms to facilitate transactions: this includes your full name, address, phone number, and email address.

5. Legal Basis and Rationale for Processing Personal Data

The company processes your personal data for the purposes set out in this section and in accordance with the applicable legal basis.

Unless a legal basis exists, the company cannot use your personal data. The legal grounds on which the company may process your personal data are:

• You have consented to the processing of your personal data for one or more purposes. This occurs when you submit information through the website so that we can transfer it to a third-party trading platform.
• The company or a third party may require processing to pursue their legitimate interests, such as improving our services or defending legal claims.
• Processing must comply with legal obligations.

Contact us by email for more information on the processing required to safeguard our legitimate interests.

Below is a list of reasons and legal grounds on which we may process the personal data you provide. Personal data.

6. Transfer of Personal Data to Third Parties

The company may also share personal data, including IP addresses and user experience analyses, with third-party companies that provide services to us, such as hosting and storage vendors.

You may also request that we share specific personal data about you with third-party trading platforms. In these instances, we will provide the personal data you have shared with us to those platforms. Their use of your data is governed by their privacy policies. Your personal information may be shared with multiple trading platforms.

The Company may share personal data with affiliated entities or business partners. This collaboration provides the Company with the necessary resources to continuously enhance and improve the products and services it offers to its customers.

Should it become necessary to protect the rights of third parties or assets, the Company may disclose personal data to regulatory, local, or other official authorities.

We may also share your personal data with potential investors, buyers, or lenders—whether to the company or any group entity—if such a transaction occurs (including the transfer or sale of assets of the company or any group entity), or as part of any merger, restructuring, consolidation, or bankruptcy of the company or any other group business.

7. Third-Party Cookies and Services

We may employ third-party services, such as advertising providers or analytics firms. These partners may also use cookies or other technologies.

Cookies are small text files stored on your device each time you visit or browse our website. They collect information on your preferences and browsing habits to enhance your experience, remember your settings, and customize the products and services you might enjoy. Cookies also help us generate statistics and perform analytics.

Some cookies we use are session cookies. They are temporarily stored on your device and expire when you close your browser. Other cookies are persistent, remaining on your device for a set period after your browser closes. These cookies help the website recognize you as a returning user and make it easier for you to revisit.

Types of cookies:

We may use them according to their intended purpose:

Cookies have been blocked or removed

To block or delete cookies, simply adjust your browser’s settings. Below are links to help you with the process for a few of the most popular browsers.

• firefox
• Microsoft Edge
• Google Chrome
• safari

Please note that some or all of the website’s functions and features may not work as expected if this happens.

ONLINE TRACKING NOTICE

The Company will retain personal data about you only for as long as necessary to fulfill the processing purposes described in this policy, or for longer time periods as permitted by law, regulations, policies, or applicable orders.

We will share your information with third-party trading platforms for a period of 12 months. If you agree, we will continue sharing your data for an additional 12 months.

We regularly review the Personal Data we retain to determine if it is no longer required.

9. Transfers of personal information to third-party countries or international organizations

Your personal information may be transferred to other countries (for example, to a third country outside your country of residence) or to international organizations or jurisdictions. The Company takes all necessary steps to protect the personal data you provide and to ensure that you can exercise your rights and access effective legal remedies.

These protections and safeguards are available to all residents of the European Economic Area (EEA).

• Transfer of personal data to a third country or international organisation that the European Commission has determined under Article 45(3) of Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 provides adequate protection (the “GDPR”)
• The transfer is made pursuant to a legally binding, enforceable agreement between public entities or authorities under viro Article 46(2)(a).
• The transfer was carried out in accordance with the standard data protection clauses adopted by the European Commission under Article 46(2)(c) of the GDPR. You can review these clauses at https://ec.europa.eu/info/law/law-topic/data-protection/data-transfers-outside-eu/model-contracts-transfer-personal-data-third-countries_en.

The Company can provide detailed information on the security measures it employs to protect your personal data when it is transferred to third-party countries or international organizations. Email info@wealthwaydigital.uk

10. Personal Data Security

We implement robust organizational and technical safeguards to protect personal data. These measures prevent accidental or unauthorized destruction, loss, or alteration of such data.

We cannot guarantee the flawless security of your personal data, nor can we be held liable for any intangible, incidental, or consequential damages arising from its use or disclosure. This includes, without limitation, any personal data disclosed due to transmission errors, unauthorised third-party access, or other causes beyond our control.

In cases of legal requirements or other obligations beyond our control, we may be required to disclose your personal data to third parties, such as public authorities. We cannot guarantee how these third parties will safeguard your personal data in these circumstances.

No method of transferring personal data over the web is completely secure. The Company cannot guarantee the security of any personal information you transmit to us via the Internet.

11. Hyperlinks to third-party websites

Links to third-party websites and applications are provided on our website but remain outside our company’s supervision. We are not responsible for how those platforms collect or process personal data. This policy does not apply to any activities conducted through those sites or apps.

When you visit any third-party website or app we recommend, please review its privacy policy before accessing or using it. We also suggest that you provide any personal data directly to them.

12. Updates to this Policy

This policy is subject to change at any time. If we update or amend this policy, we will notify you by posting the revised version on our website. In addition, for any significant changes, we will use the methods we deem most appropriate to inform you and publish an announcement on our site. Unless expressly stated otherwise, all revisions take effect upon publication of the updated policy.

13. Your Rights Concerning Your Personal Information

You have the right to request that we verify the accuracy of any personal data we collect about you, rectify any errors, and delete any information that is no longer necessary. You may also restrict the categories of personal data processing we carry out.

If you are a resident of the EEA, please refer to this page:

These rights are available to you in respect of any information you provide concerning your personal data. To exercise these rights, you may submit your request by sending an email to the address provided below.

Access rights

The Company can verify the accuracy of any personal data processed about you. If so, you can access your personal data.

The Company will provide an electronic copy of the personal data it processes and may charge a reasonable fee for any additional copies. Upon request, the data will be made available electronically.

Access to personal data must not conflict with the rights and freedoms of others. If a request would violate another person’s rights or freedoms, the company may refuse it or limit its scope.

Right to rectification

The Company may correct any inaccurate personal data. You have the right to request that incomplete personal data about you be completed, taking into account the processing purpose.

Right to Erasure

The following reasons apply: (a) Personal data are no longer required for the purpose for which they were collected or processed; (b) You withdraw consent and there is no legal basis for processing; (c) You object at any time, for reasons specific to your situation, to the processing of personal data about you based on legitimate interests pursued by us or a third party; (e) Personal data are processed unlawfully; or (f) Personal data must be erased to comply with a legal obligation of the company.

This right does not apply when processing is necessary (a) to comply with a legal obligation under European Union or member state law; or (b) to establish, exercise, or defend legal rights.

Processing restrictions

If you are concerned about the accuracy of your personal data, you may ask the company to limit its processing.

If you ask to restrict your personal data, we will retain it only with your explicit consent, in order to establish, exercise, or defend legal rights, to protect or defend the rights of another natural person, or when necessary to serve a significant public interest within the European Union or its member states.

Your Right to Data Portability

If an automated system processes your data based on your consent or as part of a contract you’re involved in, you have the legal right to access and review the personal data you have provided to the company.

You have the right to request that your personal data be transferred directly from the company to another controller, where technically feasible. Your right to erasure remains unchanged when you exercise the right to data portability. Your right to data portability does not infringe upon the rights or freedoms of others.

Right to challenge

You have the right to object at any time to the processing of your personal data based on the legitimate interests pursued by the company or a third party. This right is not limited to profiling conducted solely on those interests. If we can demonstrate compelling legitimate grounds for processing your data, we may continue unless you can show that your rights, freedoms, or interests, including the exercise, establishment, or defense of legal claims, override those grounds.

You have the right to object at any time to the processing of your personal data for direct marketing purposes.

Right to withhold consent

You may revoke your consent for us to process your personal data at any time. This will not affect the legality or lawfulness of any processing carried out based on your consent before its withdrawal.

You have the right to file a complaint with your supervisory authority.

You may file an appeal with the supervisory authority appointed by your Member State to safeguard individuals’ fundamental rights in the processing of personal data within the European Union.

As detailed in Section 13, the laws of the European Union and its Member States may limit your rights regarding your personal data.

We will supply the information you requested under Section 13 of this agreement within one month of receipt. If necessary, this period may be extended by up to two months, depending on the request’s complexity and volume. We will notify you of any extension and its reasons within one month of receiving your request.

Provided it does not conflict with section 13 of the law, the information you request pursuant to your rights under section 13 will be supplied free of charge. However, if a request is unjustified, excessive, or repeated, we may charge a reasonable fee to cover the administrative expenses of providing the information or publishing the requested notice. We may also decline to act.

If we have any doubts regarding the identity of the real person who submitted your request, the company may ask for further information.