Conditions of Use

1. General

1.1. You are invited to access Handel Paynex (the "Website")

Our email info@handel-paynex.com

1.2. This website provides information on third-party platforms (“Third-Party Platforms”) for trading activities (the “Services”)

1.3. These Terms govern Your (“You,” “Your,” or “User”) access to the Website and Services. Before accessing the Services, You must read these Terms carefully. These Terms constitute a legally binding agreement between You and the Website owner. If You do not accept these Terms in their entirety, You may not use the Website. These Terms may be amended from time to time.

These terms include our privacy policy, which you accept by agreeing to them. (You can view our privacy policy here.)

2. Eligibility

2.1. If you comply with these terms and conditions, you will have access to the website.

2.1.1. Minimum age: 18 years

You may sign these terms and conditions.

2.1.3. The laws of the country where you reside or use the services do not in any way prohibit you from accessing or using the website or any of its services.

2.2. We offer no guarantees, representations, or warranties regarding the legality or use of the website or its services by any person. We accept no liability for any unlawful use of the website or services by any user.

3. Regions with Restricted Access

3.1. Without limiting the scope of the information provided, we reserve the right to restrict access to the Services and/or Website (or any portion of them) to: (i) users residing in restricted areas (the “Restricted Territories”) and (ii) users we believe may pose regulatory, legal or reputational risks.

3.2. We may also impose additional terms before accepting users who are citizens of certain countries. If users travel to restricted areas, the Website or Services may be temporarily unavailable or blocked.

4. Prohibited activities

4.1. You agree to use the Site and Services respectfully and must not:

4.1.1. You may connect to and use our website to download, upload, share, publish, transmit or send information or other material, provided that you do not: (a) infringe any intellectual property, privacy, property or other rights; (b) distribute content prohibited due to threats, insults, defamation, slander or racism; (c) transmit viruses or other software that may harm our systems or those of third parties, or obstruct or restrict other users from accessing the website; (d) violate any applicable law; or (e) include advertisements or other content without our prior written consent.

4.1.2. Do not modify or delete attributions, legal notices, labels or designations that are proprietary to this website.

4.1.3. Access to the services may be obtained through any interface other than the website.

4.1.4. Do not impede other users’ access to the website or the services they provide

4.1.5. Bots and other automated techniques are employed to access the site or its services.

4.1.6. You may not upload, transmit, or attempt to upload any content that actively or passively collects or transmits data, such as web bugs, cookies, or spyware, without our express permission.

4.1.7. Employing “framing,” mirroring, or any other method to replicate the appearance or functionality of the services.

4.1.8. You must not violate any applicable laws or regulations or encourage any illegal activities, such as trademark infringement, copyright infringement, defamation, privacy breaches, identity hacking, or the distribution of counterfeit software;

4.1.9. You may modify or alter this website’s source code. You may also upload applications or software that could damage the website or harm another individual.

4.1.10. You may not disassemble, decompile, or reverse-engineer any technology or software available on the website or used to provide the services.

4.2. These terms are in addition to any rights we may hold. If we determine your use of the site, services, or content does not comply with these terms or any applicable laws, we may monitor your activity, suspend or block access to the website or services, disclose your behavior patterns to third parties, or take any other measures we deem appropriate to protect third-party rights and property.

5. Intellectual Property Rights

5.1. The website's content, including video-related materials such as text, images, logos, sounds, designs, trademarks, and other elements, is protected by our intellectual property rights and those of third parties.

5.2. All rights, titles, and interests in the services and website are reserved by us. Except for the right to use the services and website in accordance with these conditions, users are not granted any intellectual property rights.

5.3. Users may access the Website and/or the Services solely for personal, non-commercial use.

5.4. You may not permit anyone to modify, reverse engineer, decompile, or copy the services or website, or to create derivative works through sublicensing or renting.

6. Limitations of Liability

6.1. You are solely responsible for the Website and Services. We make no warranties, express or implied, regarding the website, services, or your use of them—including implied warranties of quality, merchantability, fitness for a particular purpose, non-infringement, usability, accuracy, completeness, timeliness, or prompt delivery. All content and functions available through the website are provided “as is,” “as available,” and “with all faults.”

6.2. We are not liable for any errors, omissions, or inaccuracies in the website’s content. We accept no responsibility for any disruptions or interruptions of transmissions to or through the services.

6.3. We will indemnify you against any direct or indirect loss incurred by you or any third party through the website or our services. You are responsible for any decisions made based on information provided on the website and/or in the services.

6.4. We are not liable for any direct or indirect loss or damage suffered by you or any third party. This includes any loss of income or data resulting from your use of the site and/or services. This limitation of liability is permitted under applicable law in your region.

6.5. We are not responsible for technical issues with Internet or telephone lines, computer service providers, system servers, or hardware. We accept no liability for Internet usage.

7. Third-Party Content and Services

7.1. When using our services, you may view third-party content and services. This may include advertisements or reviews of external platforms.

7.2. We assume no responsibility for any referenced information or products. They may not always be current or up-to-date.

7.3. We recommend verifying the accuracy of all information before making any decision. You are responsible for all decisions and actions taken based on that information.

8. Links

8.1. The site features advertisements as well as content. Certain materials are made available via third-party websites (“links”). We recommend that you remain aware of this before downloading, accessing or relying on any information obtained from these websites, software or other materials, or before completing any purchase or transaction related to them. These links are provided solely for user convenience. We are not responsible for any damage or loss arising from the use of, or reliance on, information, products or services made available through these external websites or programs.

8.2. The inclusion of hyperlinks on this website does not imply our endorsement, authorization, affiliation, or any other form of approval of the linked websites, their software, or their administrators.

8.3. We have not reviewed all hyperlinks and cannot be held responsible for the software or websites they reference. Please exercise caution before using, relying on, or purchasing any products, information, or services from these sites or applications. We will not be liable for any damage or loss resulting from the use of, or reliance on, content accessible through these external websites.

8.4. It is your responsibility to review the terms and policies of any websites operated by third parties. We strongly recommend reading them before accessing or interacting with such sites.

9. Miscellaneous

9.1. We reserve the right to modify, suspend, or discontinue our services at any time. These changes will not cause you any harm, and you waive any right to make claims against us.

9.2. We may update these terms at any time. We will notify you by posting the updated version on our website and revising the date at the top of the page. All changes will take effect within two business days. Your continued use of the website after the revised terms are published constitutes your acceptance.

9.3. The User acknowledges and agrees that any information transmitted through the website does not establish any relationship other than those expressly defined in these terms.

9.4. These terms and the privacy policy, as amended from time to time, constitute the sole valid agreements between us and the user. Any other promise, declaration or agreement, whether oral or written, not included in these terms or the privacy policy, is not binding on the parties.

9.5. An inability to exercise any right or power provided herein shall be deemed a waiver of that right or power. Any exercise, whether in whole or in part, shall be regarded as an integral part of any additional or further exercise of the same or any other rights or remedies.

9.6. If any provision of these terms is declared invalid by a court of competent jurisdiction, that provision shall be void. The remaining provisions will be construed and applied as if the invalid clause had never existed, and enforced in accordance with their original terms. Exclusion clauses will be interpreted according to the court’s ruling to reflect the parties’ intended purposes and the established meanings of those clauses.

9.7. These terms allow third-party partners to transfer or assign their full rights and obligations. Third-party operators may manage the website and its services without limitation. You may not assign or transfer any rights or obligations you hold under these terms.